Even though I had previously recommended FNBO Direct as a good online bank with a great interest rate, I am now officially un-recommending them. They recently put a hold on my account when I transferred some money in, even though I had already done the usual account verification procedure. Then, last week, I got hit with a mistaken email in which they said they were freezing my account again. Bankdeals has a good thread on this topic, as well as several others showing the growing discontent among FNBO customers.

Bottom line: I no longer feel like I can trust my money with FNBO. It's amateur hour over there. Time to get out!